/* ------------------- CSS RESET & NORMALIZE ------------------- */
html, body, div, span, applet, object, iframe, h1, h2, h3, h4, h5, h6, p, blockquote, pre, a, abbr, acronym, address, big, cite, code, del, dfn, em, img, ins, kbd, q, s, samp, small, strong, sub, sup, tt, var, b, u, i, center, dl, dt, dd, ol, ul, li, fieldset, form, label, legend, table, caption, tbody, tfoot, thead, tr, th, td, article, aside, canvas, details, embed, figure, figcaption, footer, header, hgroup, menu, nav, output, ruby, section, summary, time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
article, aside, details, figcaption, figure, footer, header, hgroup, menu, nav, section {
  display: block;
}
body {
  line-height: 1.5;
  background: #F1F1F8;
}
*, *::before, *::after {
  box-sizing: inherit;
}
a {
  text-decoration: none;
  color: inherit;
}
ul, ol {
  list-style: none;
}
img {
  max-width: 100%;
  height: auto;
  display: block;
}
button, input, select, textarea {
  font-family: inherit;
  font-size: inherit;
  color: inherit;
  outline: none;
  border: none;
  background: none;
}

/* ------------------- CSS VARIABLES (with fallbacks) ------------------- */
:root {
  --nv-primary: #233661;
  --nv-secondary: #F1F1F8;
  --nv-accent: #F1A623;
  --nv-text-main: #26303C;
  --nv-text-light: #fff;
  --nv-muted: #83848C;
  --nv-card-bg: #fff;
  --nv-border: #E2E2EA;
  --nv-shadow: 0 6px 32px 0 rgba(35,54,97,0.13);
  --nv-border-radius: 12px;
  --nv-font-display: 'Montserrat', Georgia, serif;
  --nv-font-body: 'Open Sans', 'Georgia', serif;
}

/* ------------------- TYPOGRAPHY ------------------- */
body {
  color: var(--nv-text-main);
  font-family: var(--nv-font-body);
  background: var(--nv-secondary);
  font-size: 16px;
}
h1, h2, h3, h4, h5, h6 {
  font-family: var(--nv-font-display);
  font-weight: 700;
  letter-spacing: -0.5px;
  color: var(--nv-primary);
  margin-bottom: 16px;
  line-height: 1.16;
}
h1 { font-size: 2.7rem; margin-bottom: 24px; }
h2 { font-size: 2rem; margin-bottom: 18px; }
h3 { font-size: 1.35rem; margin-bottom: 14px; color: var(--nv-primary); }
h4, h5, h6 { font-size: 1.1rem; color: var(--nv-primary); margin-bottom: 10px; }
p, li, span { font-size: 1rem; font-family: var(--nv-font-body); line-height: 1.7; }
strong { font-weight: 700; color: var(--nv-primary); font-family: var(--nv-font-display); }
em { font-style: italic; }
.subheadline {
  font-size: 1.14rem;
  color: var(--nv-muted);
  font-style: italic;
  margin-bottom: 26px;
  letter-spacing: 0.1px;
}

/* Typography scale adjustments for mobile */
@media (max-width: 768px) {
  h1 { font-size: 1.6rem; }
  h2 { font-size: 1.35rem; }
  h3 { font-size: 1.1rem; }
  .subheadline { font-size: 0.98rem; }
}

/* ------------------- LAYOUT CONTAINERS ------------------- */
.container {
  width: 100%;
  max-width: 1120px;
  margin: 0 auto;
  padding: 0 18px;
}
.content-wrapper {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: 22px;
}
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: transparent;
}

/* ------------------- HEADER & NAVIGATION ------------------- */
header {
  background: var(--nv-card-bg);
  border-bottom: 1px solid var(--nv-border);
  box-shadow: 0 2px 10px 0 rgba(35,54,97,0.05);
  position: relative;
  z-index: 100;
}
.main-nav {
  display: flex;
  align-items: center;
  gap: 22px;
  justify-content: flex-start;
  padding: 12px 0;
}
.main-nav a {
  font-family: var(--nv-font-display);
  font-size: 1.07rem;
  color: var(--nv-primary);
  padding: 7px 12px;
  border-radius: 6px;
  transition: background 0.2s, color 0.2s;
  font-weight: 500;
  white-space: nowrap;
}
.main-nav a:hover, .main-nav a:focus {
  background: var(--nv-primary);
  color: var(--nv-text-light);
}
.main-nav img {
  height: 44px;
  width: auto;
  margin-right: 12px;
}

.mobile-menu-toggle {
  display: none;
  background: var(--nv-primary);
  color: #fff;
  border: none;
  font-size: 2rem;
  border-radius: 8px;
  padding: 5px 12px;
  margin-left: auto;
  cursor: pointer;
  transition: background 0.15s;
}
.mobile-menu-toggle:focus,
.mobile-menu-toggle:hover {
  background: var(--nv-accent);
  color: var(--nv-primary);
}

/* ------------------- MOBILE NAVIGATION OVERLAY ------------------- */
.mobile-menu {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: flex-start;
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  background: var(--nv-secondary);
  z-index: 2000;
  transform: translateX(-100vw);
  opacity: 0;
  pointer-events: none;
  transition: transform 0.42s cubic-bezier(0.33,1,0.68,1), opacity 0.26s;
  box-shadow: 1px 0 32px rgba(35,54,97,0.09);
}
.mobile-menu.active {
  transform: translateX(0);
  opacity: 1;
  pointer-events: all;
}
.mobile-menu-close {
  font-size: 2.2rem;
  background: none;
  color: var(--nv-primary);
  border: none;
  align-self: flex-end;
  margin: 16px 18px 0 0;
  cursor: pointer;
  padding: 6px 11px;
  border-radius: 8px;
  transition: background 0.15s;
}
.mobile-menu-close:focus, .mobile-menu-close:hover {
  background: var(--nv-accent);
  color: #fff;
}

.mobile-nav {
  width: 100%;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 14px;
  padding: 32px 32px 0 32px;
  margin-top: 12px;
}
.mobile-nav a {
  font-family: var(--nv-font-display);
  font-size: 1.1rem;
  color: var(--nv-primary);
  padding: 12px 8px;
  border-radius: 6px;
  width: 100%;
  transition: background 0.17s, color 0.17s;
}
.mobile-nav a:focus, .mobile-nav a:hover {
  background: var(--nv-primary);
  color: #fff;
}

@media (max-width: 992px) {
  .main-nav {
    gap: 10px;
  }
  .main-nav a {
    font-size: 0.97rem;
    padding: 5px 6px;
  }
  .main-nav img {
    height: 38px;
    margin-right: 7px;
  }
}
@media (max-width: 900px) {
  .main-nav a { font-size: 0.92rem; }
}
@media (max-width: 800px) {
  .main-nav a:not(:first-child) { display: none; }
  .mobile-menu-toggle { display: block; }
}
@media (max-width: 499px) {
  .main-nav img { height: 32px; }
  .mobile-nav { padding: 18px 14px; }
  .mobile-nav a { font-size: 1rem; }
}
/* ---------------- HERO ----------------- */
.hero {
  background: linear-gradient(130deg, #F1F1F8 80%, #F1A62319 100%);
  padding: 60px 0 40px 0;
  margin-bottom: 24px;
}
.hero .content-wrapper {
  align-items: flex-start;
  gap: 18px;
  padding: 0;
}
.hero h1 {
  color: var(--nv-primary);
  font-size: 2.7rem;
  max-width: 700px;
  margin-bottom: 8px;
}
.hero .subheadline {
  font-size: 1.22rem;
  margin-bottom: 24px;
  max-width: 670px;
}
.hero .cta {
  display: inline-flex;
  align-items: center;
}
@media (max-width: 768px) {
  .hero { padding: 36px 0 22px 0; }
  .hero .content-wrapper { gap: 10px; }
}

/* ------------------- BUTTONS ------------------- */
.cta {
  font-family: var(--nv-font-display);
  font-weight: 600;
  font-size: 1.09rem;
  padding: 13px 34px;
  border-radius: 999px;
  background: var(--nv-primary);
  color: var(--nv-text-light);
  box-shadow: 0 4px 16px 0 rgba(35,54,97,0.13);
  border: none;
  cursor: pointer;
  transition: background 0.19s, color 0.19s, box-shadow 0.18s, transform 0.14s;
  box-sizing: border-box;
  outline-offset: 2px;
}
.cta.primary {
  background: var(--nv-primary);
  color: #fff;
}
.cta.secondary {
  background: var(--nv-accent);
  color: var(--nv-primary);
}
.cta:hover, .cta:focus {
  background: var(--nv-accent);
  color: var(--nv-primary);
  box-shadow: 0 10px 24px 0 rgba(241,166,35,0.16);
  text-decoration: none;
  transform: translateY(-2px) scale(1.02);
}

/* ------------------- FEATURES SECTION ------------------- */
.features {
  margin-bottom: 60px;
  padding: 40px 20px;
}
.features .content-wrapper {
  display: flex;
  flex-direction: column;
  gap: 30px;
}
.feature-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-top: 18px;
  padding: 0;
}
.feature-grid li {
  flex: 1 1 230px;
  min-width: 240px;
  background: var(--nv-card-bg);
  border-radius: var(--nv-border-radius);
  box-shadow: var(--nv-shadow);
  padding: 28px 24px 26px 24px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 20px;
  transition: box-shadow 0.18s, transform 0.23s;
  border: 1px solid var(--nv-border);
}
.feature-grid li:hover,
.feature-grid li:focus-within {
  box-shadow: 0 10px 34px 0 rgba(35,54,97,0.14);
  transform: translateY(-2px);
}
.feature-grid img {
  width: 38px;
  height: 38px;
  margin-bottom: 10px;
}

/* Benefits: Alternate background */
.features:nth-child(even) {
  background: #fff9ef;
}

@media (max-width: 1024px) {
  .feature-grid li { min-width: 220px; padding: 22px 12px 18px 12px; }
}
@media (max-width: 768px) {
  .feature-grid {
    flex-direction: column;
    gap: 16px;
  }
  .feature-grid li {
    width: 100%;
    min-width: 0;
    padding: 16px 12px 14px 12px;
  }
}

/* ------------------- CARD & FLEX UTILITIES ------------------- */
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  background: var(--nv-card-bg);
  border-radius: var(--nv-border-radius);
  box-shadow: var(--nv-shadow);
  margin-bottom: 20px;
  position: relative;
  padding: 32px 28px;
  border: 1px solid var(--nv-border);
  display: flex;
  flex-direction: column;
  gap: 15px;
}
.card-content {
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 8px;
}

.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.testimonial-card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 20px;
  padding: 22px 30px 20px 30px;
  margin-bottom: 20px;
  background: #fff;
  border-radius: var(--nv-border-radius);
  box-shadow: 0 4px 16px 0 rgba(35,54,97,0.09);
  border: 1px solid #e4e7f4;
  position: relative;
  max-width: 600px;
  width: 100%;
  color: var(--nv-text-main);
  font-size: 1.07rem;
  min-width: 220px;
  transition: box-shadow 0.19s, transform 0.18s;
}
.testimonial-card p {
  color: var(--nv-primary);
  font-family: var(--nv-font-display);
  font-size: 1.14rem;
  margin-bottom: 5px;
}
.testimonial-card span {
  color: var(--nv-muted);
  font-size: 0.96rem;
}

.testimonial-card:hover, .testimonial-card:focus-within {
  box-shadow: 0 10px 30px 0 rgba(35,54,97,0.11);
  transform: translateY(-2px);
}

.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}

/* About, Contact List, and Text Section */
.text-section {
  display: flex;
  flex-direction: column;
  gap: 15px;
  font-size: 1.07rem;
  color: var(--nv-primary);
}
.contact-list {
  display: flex;
  flex-direction: column;
  gap: 17px;
  margin-top: 10px;
}
.contact-list li {
  display: flex;
  align-items: center;
  gap: 12px;
  background: #fff;
  border-radius: 8px;
  padding: 13px 19px;
  box-shadow: 0 2px 10px 0 rgba(35,54,97,0.06);
  color: var(--nv-primary);
  border: 1px solid #ececf1;
}
.contact-list img {
  width: 24px;
  height: 24px;
}

@media (max-width: 900px) {
  .container { padding: 0 10px; }
  .testimonial-card { padding: 14px 12px; }
}
@media (max-width: 768px) {
  .card-container, .content-grid {
    flex-direction: column;
    gap: 18px;
    align-items: stretch;
  }
  .testimonial-card { max-width: 100%; }
  .text-image-section { flex-direction: column; gap: 18px; }
}

/* ------------------- ABOUT & FOOTER SECTIONS ------------------- */
.about {
  padding: 40px 20px;
  margin-bottom: 60px;
}

footer {
  background: #f7f7fc;
  padding: 36px 0 18px 0;
  border-top: 1px solid var(--nv-border);
}
.footer-nav {
  display: flex;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
  justify-content: center;
  margin-bottom: 19px;
}
.footer-nav a {
  font-family: var(--nv-font-display);
  font-size: 1rem;
  color: var(--nv-primary);
  padding: 7px 13px;
  border-radius: 5px;
  transition: background 0.18s;
}
.footer-nav a:hover, .footer-nav a:focus {
  background: var(--nv-primary);
  color: #fff;
}
.footer-info {
  font-size: 0.95rem;
  color: var(--nv-muted);
  text-align: center;
  margin-top: 0;
  line-height: 1.7;
}
@media (max-width: 768px) {
  .footer-nav { gap: 10px; }
  .footer-info { font-size: 0.90rem; }
}

/* ------------------- GENERIC UTILITIES ------------------- */
.mt-0 { margin-top: 0 !important; }
.mb-0 { margin-bottom: 0 !important; }
.mt-2 { margin-top: 2px !important; }
.mt-4 { margin-top: 4px !important; }
.mt-10 { margin-top: 10px !important; }
.mb-10 { margin-bottom: 10px !important; }

/* ------------------- COOKIE CONSENT BANNER ------------------- */
.cookie-consent-banner {
  position: fixed;
  left: 0;
  bottom: 0;
  width: 100vw;
  background: #fff;
  box-shadow: 0 -3px 30px 0 rgba(35,54,97,0.13);
  border-top: 1px solid #e2e2ea;
  z-index: 2050;
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  padding: 18px 32px 18px 20px;
  transition: transform 0.25s, opacity 0.23s;
  gap: 24px;
  font-size: 1rem;
}
.cookie-consent-banner.hidden {
  transform: translateY(100%);
  opacity: 0;
  pointer-events: none;
}
.cookie-consent-banner .cookie-msg {
  color: var(--nv-text-main);
  max-width: 680px;
  margin-right: 15px;
  line-height: 1.5;
}
.cookie-consent-banner .cookie-actions {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 12px;
}
.cookie-btn {
  font-family: var(--nv-font-display);
  font-size: 1rem;
  border-radius: 8px;
  border: 1px solid var(--nv-primary);
  background: #fff;
  color: var(--nv-primary);
  padding: 9px 18px;
  box-shadow: 0 2px 10px 0 rgba(35,54,97,0.05);
  transition: background 0.16s, color 0.14s, border-color 0.12s, box-shadow 0.14s;
  cursor: pointer;
}
.cookie-btn.accept {
  background: var(--nv-primary);
  color: #fff;
  border-color: var(--nv-primary);
  font-weight: 600;
}
.cookie-btn.accept:hover, .cookie-btn.accept:focus {
  background: var(--nv-accent);
  color: var(--nv-primary);
}
.cookie-btn.reject {
  background: #fff;
  color: var(--nv-primary);
}
.cookie-btn.reject:hover, .cookie-btn.reject:focus {
  background: #f9ede3;
  border-color: var(--nv-accent);
}
.cookie-btn.settings {
  background: #f7f7fc;
  color: var(--nv-primary);
}
.cookie-btn.settings:hover, .cookie-btn.settings:focus {
  background: var(--nv-accent);
  color: var(--nv-primary);
}

/* Responsive: Cookie Banner */
@media (max-width: 700px) {
  .cookie-consent-banner {
    flex-direction: column;
    align-items: flex-start;
    gap: 15px;
    padding: 16px 14px;
  }
  .cookie-consent-banner .cookie-actions {
    gap: 7px;
    flex-direction: row;
  }
  .cookie-consent-banner .cookie-msg {
    margin-right: 0;
    font-size: 0.93rem;
  }
}

/* ----------------- COOKIE SETTINGS MODAL ----------------- */
.cookie-settings-modal {
  position: fixed;
  left: 0;
  top: 0;
  width: 100vw;
  height: 100vh;
  background: rgba(35,54,97,0.31);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 5555;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.23s;
}
.cookie-settings-modal.active {
  opacity: 1;
  pointer-events: all;
}
.cookie-settings-panel {
  background: #fff;
  border-radius: 18px;
  box-shadow: 0 14px 74px 0 rgba(35,54,97,0.16);
  max-width: 440px;
  width: 95vw;
  padding: 33px 30px 27px 30px;
  display: flex;
  flex-direction: column;
  gap: 26px;
  font-size: 1.04rem;
  color: var(--nv-text-main);
  position: relative;
}
.cookie-modal-title {
  font-family: var(--nv-font-display);
  font-size: 1.22rem;
  margin-bottom: 6px;
  color: var(--nv-primary);
}
.cookie-close-modal {
  position: absolute;
  top: 13px;
  right: 14px;
  color: var(--nv-primary);
  background: none;
  border: none;
  font-size: 1.48rem;
  border-radius: 6px;
  padding: 5px 8px;
  cursor: pointer;
  transition: background 0.15s, color 0.13s;
}
.cookie-close-modal:focus, .cookie-close-modal:hover {
  background: var(--nv-accent);
  color: #fff;
}
.cookie-categories {
  display: flex;
  flex-direction: column;
  gap: 19px;
}
.cookie-category {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 7px 0;
  color: var(--nv-primary);
  justify-content: space-between;
}
.cookie-category-label {
  flex: 1;
}
.cookie-toggle {
  width: 42px;
  height: 26px;
  border-radius: 14px;
  background: #e7e8ec;
  position: relative;
  transition: background 0.2s;
  cursor: pointer;
}
.cookie-toggle input {
  opacity: 0;
  width: 0;
  height: 0;
}
.cookie-toggle-slider {
  position: absolute;
  top: 3px;
  left: 3px;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #fff;
  border: 1px solid #b6b9cb;
  transition: transform 0.18s, background 0.18s, border-color 0.18s;
}
.cookie-toggle input:checked + .cookie-toggle-slider {
  background: var(--nv-accent);
  transform: translateX(16px);
  border-color: var(--nv-accent);
}
.cookie-category.essential .cookie-toggle {
  background: #d6d9e7;
  pointer-events: none;
}
.cookie-category.essential .cookie-toggle-slider {
  background: #a9abbf;
  border-color: #a9abbf;
}
.cookie-modal-actions {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-top: 12px;
  justify-content: flex-end;
}

@media (max-width: 540px) {
  .cookie-settings-panel {
    padding: 19px 9px 14px 12px;
    font-size: 0.96rem;
  }
}

/* -------------- FORM ELEMENTS -------------- */
input, textarea, select {
  background: #fff;
  border-radius: 6px;
  border: 1px solid #e0e0ea;
  padding: 12px 11px;
  font-size: 1rem;
  color: var(--nv-primary);
  margin-bottom: 16px;
  transition: border 0.17s;
  width: 100%;
  max-width: 100%;
}
input:focus, textarea:focus, select:focus {
  border-color: var(--nv-accent);
  outline: none;
}
label {
  font-size: 1.06rem;
  color: var(--nv-primary);
  font-family: var(--nv-font-body);
  font-weight: 600;
}

@media (max-width: 530px) {
  .container {
    padding: 0 2px;
  }
}

/* -------------- ANIMATIONS & MICROINTERACTIONS -------------- */
a, .cta, button, .mobile-menu-toggle { transition: all 0.13s; }
li, .feature-grid li, .card, .testimonial-card {
  will-change: box-shadow, transform;
}

/* -------------- ACCESSIBILITY -------------- */
:focus {
  outline: 2px dashed var(--nv-primary);
  outline-offset: 2px;
}

/* -------------- VISUAL SEPARATOR -------------- */
hr {
  margin: 40px 0;
  border: 0;
  border-top: 1px solid var(--nv-border);
}

/* -------------- PAGE SPECIFIC UTILITIES -------------- */
/* Hide unnecessary sections for privacy-policy and terms pages */
section.footer .content-wrapper {
  padding: 40px 0 0 0;
  max-width: 800px;
  margin: 0 auto;
}

@media (max-width: 768px) {
  section.footer .content-wrapper {
    padding: 22px 0 0 0;
  }
}

/* -------------- ELEGANT CLASSIC DECORATIVE EFFECTS -------------- */
.hero, .features, .about, .contact, .services {
  box-shadow: none;
}
.card, .feature-grid li, .testimonial-card, .contact-list li {
  border-radius: 13px;
}

/* --------------------------------------------- */
/* Ensure ALL mandatory spacing and flex patterns */
.section { margin-bottom: 60px; padding: 40px 20px; }
.card-container { display: flex; flex-wrap: wrap; gap: 24px; }
.card { margin-bottom: 20px; position: relative; }
.content-grid { display: flex; flex-wrap: wrap; gap: 20px; justify-content: space-between; }
.text-image-section { display: flex; align-items: center; gap: 30px; flex-wrap: wrap; }
.testimonial-card { display: flex; align-items: center; gap: 20px; padding: 20px; }
.feature-item { display: flex; flex-direction: column; align-items: flex-start; gap: 15px; }

/* --------------------------------------------- */